Northern Arc Capital

Northern Arc Capital company description

Northern Arc Capital Limited (NACL) is a diversified financial services platform focused on expanding the flow of credit to individuals and businesses across India. The Company operates a differentiated credit model that combines Direct-toCustomer (D2C) lending with a Credit Solutions for Origination Partners. Under its D2C lending business, NACL lends directly from its balance sheet to end customers across the MSME, consumer, and rural segments through a nationwide network of 432 branches and 57 digital partnerships. Complementing this, the Credit Solutions business enables 373 Origination Partners to access capital through Northern Arc’s fund management platform, placements from external investors, and the Company’s own balance sheet. Together, this integrated approach has facilitated financing of approximately INR 2.5 lakh crore to date, impacting over 140 million lives. As a platform, NACL manages assets aggregating INR 19,843 crore, comprising a lending balance sheet of INR 16,855 crore and assets under management of INR 2,988 crore within its fund business. In addition, the Company has facilitated credit placements of INR 1.3 lakh crore to external investors. The platform is powered by technology, data-driven underwriting, and deep sectoral expertise, positioning Northern Arc as a distinctive and scalable credit solutions franchise within the financial services ecosystem. Northern Arc is backed by leading global investors including LeapFrog Investments, Affirma Capital, Eight Roads, the International Finance Corporation (IFC) and SMBC, and is guided by an experienced and highly regarded Board of Directors. The Northern Arc group comprises Northern Arc Capital Limited which is the holding and operating company; Northern Arc Investment Managers Limited, which houses the fund management business; Northern Arc Securities Private Limited, which operates the online bond platform; Pragati Finserv Private Limited, exclusive rural distribution arm. Data as of June 30.

• Employee count

  201-500

• Industry

  Financial Services

• Headquarter address

  India, IN

• Country

  India

• Company website

  https://northernarc.com