Ritwik Finance Enterprises

Ritwik Finance Enterprises company description

They said financial services are only for cities. We proved them wrong. From villages without PIN codes to towns without branches, we’ve delivered more than loans - we’ve delivered belief. What We Believe At Ritwik Finance, we believe access to credit isn’t a luxury. It’s a right for every hard-working family, farmer, and small shop owner. We built our model on empathy, understanding, and grounded innovation. Because the person we serve isn’t a CIBIL score. They’re someone’s father, mother, son, or dreamer. Why People Trust Us • 30+ years of grassroots lending experience • 6000+ customers across Rajasthan • ₹100+ Cr disbursed with 97% recovery • 300+ field executives trained in native dialects • RBI-registered NBFC with ISO compliance • Loans processed in 10-15 days with doorstep KYC • We count daily wage, cattle, tractor, and mandi receipts as real income - because they are. What Makes Us Different Most NBFCs need high CIBIL. We accept 600+. Most NBFCs need documents. We accept proof from real life. Where others fear rural lending - we see value. With biometric-based on boarding, vernacular contracts, and village-rooted executives, we’ve made finance feel like family dealings. Do We Work? Ask Our Borrowers. • 21-year-old girl funded for nursing diploma - now a hospital staffer. • A father cleared his daughter’s marriage debts with a ₹2,00,000 loan. • 52-year-old widow now runs a tea stall with help from our micro-business fund. These aren’t case studies. They’re stories. And they’re just a few out of thousands. Let’s Talk Whether you’re an investor, fintech collaborator, or someone building better financial systems - we’d love to connect. Message us here. Or visit: www.ritwikfinance.com

• Employee count

  201-500

• Industry

  Financial Services

• Headquarter address

  Bidla Sons, F-02, Ajmer Road DCM, Jaipur, Jaipur, Rajasthan 302019, IN

• Country

  India

• Founded

  2004

• Company website

  https://ritwikfinance.com